Check in with us today! | Contact Us at (319) 454-6230
Hours | Mon-Thurs : 8:30am - 3:00pm | Friday: 8:30am - 5:00pm

The Community Reinvestment Act (CRA) encourages banks to help meet the credit needs of communities in which they operate, including low- and moderate-income neighborhoods, consistent with safe and sound banking operations.

CRA Performance Evaluation

BCSB is rated Satisfactory. An institution in this group has a satisfactory record of helping to meet the credit needs of its assessment area, including low- and moderate- income neighborhoods, in a manner consistent with its resources and capabilities.

Click here to access our CRA Performance Evaluation (pdf).

Retail Banking Services and Fees

Loans -
Agricultural, Commercial, Consumer

Deposit Accounts -
Checking Accounts (Regular, NOW, Money Market), Savings Accounts, Certificates of Deposit, Individual Retirement Accounts

Other Services -
Debit Cards, Money Orders, Wire Transfers, Safe Deposit Boxes

Click here to access all of our service fees (pdf).



Benton County
Census Tract 9602, 9606

Iowa County
Census Tract 9601, 9602

Click here to access the Assessment Area Map (pdf).


Benton County State Bank

212 Locust Street NE
Blairstown, IA 52209


Office Hours

Mon-Thurs: 8:30am - 3:00pm
(Drive-up open until 4:00pm)

Friday: 8:30am - 5:00pm
(Drive-up open until 5:00pm)


CRA Public Comments

Benton County State Bank has not received any comments for the current year or for the preceding two calendar years.


HMDA Disclosure Statement

When applicable, Benton County State Bank's HMDA Disclosure Statement may be obtained through the Consumer Financial Protection Bureau's web site. (


Loan-to-Deposit Ratio

  • Date BCSB Peers
  • 03/31/23 90.25% 43.60%
  • 06/30/23 80.35% 65.25%
  • 09/30/23 81.98% 65.22%
  • 12/31/23 84.74% 65.78%

*Please contact the Bank at 319 454 6230 to request a paper copy of the CRA Public file. A fee may apply.