Deposit Services
At Benton County State Bank , we have a wide variety of deposit accounts designed to suit your banking needs.
Call us at (319) 454-6230 for current rates and yields on our deposit products!!!
Checking Accounts
$100.00 minimum balance to open the account
Fees do not apply to full time college students, churches, non-profit organizations, minors or senior citizens.
NOW Accounts
Checking with interest
$1,000.00 minimum to open the account
No fees if you maintain a daily balance of at least $1,000.00 during the month
Hi-Fi Money Market Accounts
Limited transaction account with interest higher than our NOW account
$1,000.00 minimum to open the account
A per debit fee will apply for each transaction in excess of six during a month
Savings
Traditional savings account
$25.00 minimum opening balance
A per debit fee will apply for each transaction in excess of six during a month
Grand Slam Savings
Savings account with interest rate tiers that pay higher rates for higher balances
First Base: $10,000.00 – 24,999.99
Second Base: $25,000.00 – 49,999.99
Third Base: $50,000.00 – 99,999.99
GRAND SLAM: $100,000.00 and above
Certificates of Deposit
$500.00 minimum deposit
Terms from three months to five years
Substantial penalty for early withdrawal
Individual Retirement Accounts
Traditional, Roth and Educational IRA’s available
$500.00 minimum deposit with $100.00 minimum contributions
Six and 36 month terms available
Substantial penalty for early withdrawal
(Full disclosure of all deposit account requirements, services, funds availability, and fees will be made to the customer at the time of opening the account or upon request.)